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Three Ways for Credit Unions to Overcome Decline in Deposit Growth

Posted on March 20, 2019 at 9:35 AM

Credit unions in the US have been witnessing a steady increase in membership since 2010. Average annual membership growth has been ~4% in the last 4 years. On the contrary, the deposit growth has shown a decline since Q3 of 2016. The deposit growth rate was recorded at 4.87% in Q3 of 2018 compared to 8.44% of Q3 of 2016.


Around 40% of the credit unions have reported a decline in deposits in 2018 which amounted to ~$3 billion on a YoY basis. Chartway credit union (V...

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CU Rise Analytics welcomes two senior members to its growing team

Posted on January 31, 2019 at 4:05 AM


CU Rise Analytics was started in 2018 with a sole mission to help credit unions leverage the power of data to better understand, serve, and support their members in the most effective manner. It started last year with just two people and now grown to 30+ employees across India and the United States.




CU Rise is a value-driven, one-stop shop for not only credit unions’ detailed data analytics initiatives but also for best practices and...

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Are Credit Unions over extended; Again? Impressive loan growth, Alarming deposit growth

Posted on December 27, 2018 at 9:10 AM

Increasing loan growth


After the sub-prime crisis, loan growth for credit unions started declining and in 2010 and 2011 the growth was negative i.e. more loans were paid off as compared to loan originations. Loan growth gained momentum in late 2011 and it has been increasing since then. As per NCUAQ3 2018 data, total loans for credit unions combined has reached $1.04T with a growth rate of 9.5% YoY., this includes $24.3B of loans of just the last quarter. The year-ov...

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CU Rise partners with Georgia's Own Credit Union on their Credit Card Program

Posted on November 29, 2018 at 4:30 AM

CU Rise Analytics is excited to be associated with Georgia’s Own Credit Union, a credit union with $2.4 billion in assets and over 188,000 members. Georgia’s Own has always strived to make lives of their members better by providing them the most competitive products and services possible. They take pride in giving back to members and communities in which they operate.


While Georgia’s Own has been utilizing analytics driven approaches to drive their decision...

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3 Principles of Good Visualization

Posted on November 15, 2018 at 7:45 AM

In today’s competitive world, role of data in the financial services sector has become extremely important. The question many financial institutions face is how to utilize this data to make informed decisions. Since data analytics is a hot topic for all financial institutions, it is helpful to know that good visualization approaches, tools and projects can accelerate the journey to data analytics and predictive models. While not necessarily a precursor to it, identifying the underlying ...

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